POLICY FEATURES
RESIDENTIAL
• All Risk Policy
• Policy Limit - $300,000 any one location. Limits available up to $1,000,000 if policy
properly endorsed
• Deductible for Residential $100, Mobile Homes $500 for occupied or vacant.
• Deductible for Vandalism and Malicious Mischief Residential $250, Mobile Homes $500.
• REO’s covered automatically. Must be reported on next regular report.
COMMERCIAL
• Named Peril Policy - Fire, Lightning, windstorm, hail, vandalism or malicious mischief.
• Policy Limit - $300,000 any one building, Limits available up to $1,000,000 if policy
properly endorsed.
• Deductible for Commercial $500 for occupied or vacant.
• Deductible for Vandalism and Malicious Mischief $1,000.
• Commercial Contents on occupied property, if properly endorsed..
Types of Property | Annual Per $100 Per Year |
---|---|
Occupied Residential | 1.05 |
Vacant Residential | 1.05 |
Occupied Commercial | 1.40 |
Vacant Commercial | 1.70 |
Occupied Mobile Homes | 1.88 |
Vacant Mobile Homes | 1.88 |
Commercial Contents (Occupied only) | 1.40 |